Apon Nibash Loan

TBL Offers “Apon Nibash”, a House Finance Loan (HBL) facility for all with attractive and competitive features to purchase, construct or renovate your dream home.  

Features

Purpose:

  • Purchasing residential property
  • Construction of new residential house(s)
  • Taking over of House Building Loans from other Banks/Non Banking Finance Institutions
  • Extension,  Renovation/ Modification, Finishing Work of residential property

Loan Limit: Maximum BDT 1 crore.

Tenure: 1 year – 25 Years

Interest Rate: 9.00%

Minimum Down Payment:
30%  (House/ apartment Purchase)
40% (Construction of New House)

Eligibility

Customer Segments:
Salaried  Personnel, Self employed Professional, Business Person,  Landlord/ Landlady

Age:
Min. 25 Years at the time of Loan Application

Max. 65 years or Up to retirement age (whichever is Lower) at the end of Loan Tenure.

Age of the property:

Max. 20 years old at the time of underwriting. Age of the property should not more than 40 years at the end of the loan tenure.

Requirements

  • Letter of Introduction (Original Copy) as per TBL Format (for Salaried Personnel)
  • Certificates of Professional Expertise/ Qualification (such as MBBS & BMDC Certificate for Doctors) from concerned institution/ authority  for Self Employed Professionals
  • Trade License, MOA, Certified Copy of Form XII (Particulars of Directors) from RJSC , Certified Copy of Schedule X (List of Share Holders) of the Public / Private Limited Company for Business Person
  • Ownership of the rented Property in the name of the Owner of the rented property for Landlord / Landlady
  • Up to date (not more than 30 days old) Bank Statement
  • Copy of National ID Card/ Valid Passport
  • Latest TIN Certificate or Income Tax Return Acknowledgement Slip Colored Photo (2 Copy)
  • Colored Photograph (Passport Size)
  • Registered mortgaged of the concerned property
  •  Registered IGPA to sell/ foreclosure of the mortgage property without intervention of
    • the court; One undated Cheque for the full Loan Amount & Post dated  cheques  
    • covering each installment for the number of Total Installments 
  • 11. Charge Documents (as per Bank’s policy)
  •  Others documents as necessary / applicable

Contact

For any inquiry, Please visit your nearest Branch of Trust Bank Limited or

Call: 01755538313, 01755540564, 01755540565, 017187687488 (For Dhaka)

Call: 01730376189 (For Chittagong)