Fixed Deposit Scheme

A fixed deposit account helps your money work for you by earning a higher rate of interest for a fixed term of 3 months, 6 months, one year period.

Features & Benefits

  • Money can grow with attractive interest rate with flexible tenure.
  • FDR can be opend for 1 Month, 3 Months, 6 Months, 12 months and above.
  • Automatic renewal facility at maturity
  • Loan facility against FDS to meet urgent financial needs
  • The customer may avail loan facilities against FDS as security.
  • Premature closure facility at savings rate
 Particulars
03 Months
06 Months
12 Months
Any amount less than Tk. 500 Crore 5.50% p.a. 5.50% p.a. 5.50% p.a.
TK.500 Crore and above 5.75% p.a. 5.75% p.a. 5.75% p.a.

Eligibility

  • FDS Account can be opened both for Individual and Corporate bodies
  • Only Resident Bangladeshi National is allowed to open Personal FDS Account.
  • Joint account can be opened.
  • Minor account can be opened under the supervision of his / her / their guardian.

Requirements

Individual/Joint:

  • Photocopy of Citizenship Certificate / Passport / Voter I.D. Card / National I.D. Card / Driving License.
  • 3 (Three) of recent passport size photograph duly attested by the introducer. Certified document(s) for source of income.
  • Tax Certificate.
  • Proof of communication address: Photocopy of an Electricity Bill / Gas Bill / Wasa Bill / Telephone Bill.
  • The account requires to be introduced by an existing and satisfactory account holder of Trust Bank Limited.
  • Nominee form and photograph of nominee(s) (signature attested by the account holder). In case of minor nominee, copy of the birth certificate and photograph required.
  • Personal Information Form.
  • KYC Form.

Public limited company:

  • Introducing the A/C by a person / company/ firm who maintaining an current A/C with this Branch
  • 3 (Three) passport size photographs of all the Directors duly attested by the introducer
  • Valid Passport / Identify card (For Deffence personnel) / Word comissioner certificate of all the Directors
  • Initial deposit minimum 5000/-for opening a new A/C
  • Board Resolution regarding opening of A/C & mentioning authorized persons for operation of the same
  • Valid & upto date Trade license from municipality
  • TIN & upto date TAX clearence certificate
  • Memorandum  & Articles of association duly signed by the registrar of joint stock company with seal
  • Account agreement form
  • Certificate of Incorporation
  • List of Directors on the company’s letter Head Pad
  • Certificate of commencement of Business

Private limited company:

  • Introducing the A/C by a person / company/ firm who maintaining an current A/C with this Branch
  • 3 (Three) passport size photographs of all the Directors duly attested by the introducer
  • Valid Passport / Identify card (For Deffence personnel) / Word comissioner certificate of all the Directors
  • Initial deposit minimum 5000/-for opening a new A/C
  • Board Resolution regarding opening of A/C & mentioning authorized persons for operation of the same
  • Valid & upto date Trade license from municipality
  • TIN & upto date TAX clearence certificate
  • Memorandum  & Articles of association duly signed by the registrar of joint stock company with seal
  • Account agreement form
  • Certificate of Incorporation
  • List of Directors on the company’s letter Head Pad
  • Certificate of commencement of Business

Govt/ Semi Govt. / Autonomous / Corp, Societies / Clubs. etc:

  • Photocopy of Registration certificate certified by Chairman/Secretary
  • Copy of constitution/ Bye Laws of the Club/ Society/ Association duly certified by Chairman/ Secretary. Certified copy should also be verified with the original by concerned Bank Officials under seal and signature
  • Resolution of the managing committee/ Executive Committee authorizing opening the A/C with the Bank naming the persons who will operate the A/C
  • List of Members of Managing Committee/ Executive Committee duly certified by Chairman/ Secretary

Fees

  • No fees and charges except duplicate issuance of FDR.
  • VAT applicable for all fees & charges
How to Apply

 

Just fill in our Account Opening Form (available at any branch), and submit the required documents.

*The Bank reserves the right to request further documentation on a case-to-case basis.