
INTEREST RATES
| Trust Bank offers an extensive range of products and services tailored to suit your banking needs. | |
| Interest Rates for our main product range are as follows: | |
| Deposit Products | |
| Loan | |
| Lending | |
| Note: Interest rates are subject to change at any time without notice. | |
Interest(Yearly) |
||||||||||||||||||||||||||||||||||||||||||||
SAVINGS ACCOUNT |
6% |
|||||||||||||||||||||||||||||||||||||||||||
SHORT TERM DEPOSIT |
4% |
|||||||||||||||||||||||||||||||||||||||||||
TRUST MONEY MAKING SCHEME(TMMS) |
10% |
|||||||||||||||||||||||||||||||||||||||||||
TRUST SMART SAVERS SCHEME(TSSS) |
||||||||||||||||||||||||||||||||||||||||||||
|
||||||||||||||||||||||||||||||||||||||||||||
TRUST DOUBLE BENEFIT SCHEME(TDBS) |
8.00% |
|||||||||||||||||||||||||||||||||||||||||||
|
||||||||||||||||||||||||||||||||||||||||||||
LAKHOPATI DEPOSIT SCHEME |
money |
interest |
years |
|||||||||||||||||||||||||||||||||||||||||
|
2390 |
10% |
3 |
|||||||||||||||||||||||||||||||||||||||||
1280 |
10.47% |
5 |
||||||||||||||||||||||||||||||||||||||||||
490 |
9.90 |
10 |
||||||||||||||||||||||||||||||||||||||||||
MONTHLY BENEFIT DEPOSIT SCHEME |
8% |
|||||||||||||||||||||||||||||||||||||||||||
| Interest on Fixed Deposit | ||||||||||||||||||||||||||||||||||||||||||||
|
||||||||||||||||||||||||||||||||||||||||||||
FC DEPOSIT WAGE EARNERS J.YEN |
2.5% |
|||||||||||||||||||||||||||||||||||||||||||
FC DEPOSIT WAGE EARNERS GBP |
2.96% |
|||||||||||||||||||||||||||||||||||||||||||
FC DEPOSIT WAGE EARNERS EURO |
3.00% |
|||||||||||||||||||||||||||||||||||||||||||
FC DEPOSIT WAGE EARNERS OTHER CURRENCIES |
2.5% |
|||||||||||||||||||||||||||||||||||||||||||
FC DEPOSIT WAGE EARNERS US$ |
0.85% |
|||||||||||||||||||||||||||||||||||||||||||
FC DEPOSIT EXPORTS RQ: J.YEN |
2.5% |
|||||||||||||||||||||||||||||||||||||||||||
FC DEPOSIT EXPORTS RQ GBP |
2.5% |
|||||||||||||||||||||||||||||||||||||||||||
FC DEPOSIT EXPORTS RQ EURO |
2.5% |
|||||||||||||||||||||||||||||||||||||||||||
FC DEPOSIT EXPORTS RQ OTHER CURRENCIES |
2.5% |
|||||||||||||||||||||||||||||||||||||||||||
FC DEPOSIT EXPORTS RQ US$ |
2.5% |
|||||||||||||||||||||||||||||||||||||||||||
FC DEPOSIT NFCD J.YEN |
2.5% |
|||||||||||||||||||||||||||||||||||||||||||
FC DEPOSIT NFCD GBP |
2.5% |
|||||||||||||||||||||||||||||||||||||||||||
FC DEPOSIT NFCD EURO |
2.5% |
|||||||||||||||||||||||||||||||||||||||||||
FC DEPOSIT NFCD OTHER CURRENCIES |
2.5% |
|||||||||||||||||||||||||||||||||||||||||||
FC DEPOSIT NFCD US$ |
2.5% |
|||||||||||||||||||||||||||||||||||||||||||
FC DEPOSIT NITA(CTF:GB) |
0.85% |
|||||||||||||||||||||||||||||||||||||||||||
FC DEPOSIT NITA/NRT( CTF: EURO) |
2.5% |
|||||||||||||||||||||||||||||||||||||||||||
FC DEPOSIT NITA/NRT( CTF: J.YEN) |
2.5% |
|||||||||||||||||||||||||||||||||||||||||||
FC DEPOSIT NITA/NRT( CTF: OTHER CURRENCIES) |
2.5% |
|||||||||||||||||||||||||||||||||||||||||||
FC DEPOSIT NFCD RQ US$ |
2.5% |
|||||||||||||||||||||||||||||||||||||||||||
Interest |
|
SECURED OVER DRAFT (SOD) |
13.5% |
SECURED OVER DRAFT (INDUSTRIAL) |
16% |
TEMPORARY OVERDRAFT (TOD) |
16% |
CASH CREDIT (HYPO) |
16% |
CASH CREDIT (PLEDGE) |
16% |
OVER DRAFT |
16% |
OVER DRAFT (WORKING CAPITAL) |
16% |
OVER DRAFT A/C (ATM CARD) |
15% |
MARRIAGE LOAN SCHEME |
16% |
LOANS AGT.TRUST RECEIPT(LTR) |
16% |
HOUSE BUILDING LOAN (HBL) AGAINST COMMUTATION BENEFIT |
11% |
HOUSE BUILDING LOAN(HBL) RESIDENTIAL |
11% |
HOUSE BUILDING LOAN(HBL) COMMERCIAL |
15% |
HOUSE BUILDING LOAN(HBL) MORTGAGE |
11% |
CONSUMER DURABLE SCHEME |
16% |
PACKING CREDITS(PC) |
13% |
LOAN OTHER |
15% |
GENERAL LOAN(SETTLEMENT A/C) |
15% |
CONSUMER DURABLE SCHEME (CDS) |
16% |
MICRO CREDIT(RECONST & REPAIRING OF DWELLINGG HOUSE) |
12% |
LOAN AGT.CASH COLLATERAL |
13.50% |
TRUST MONEY MAKING SCHEME(TMMS) LOAN |
13% |
TERM LOAN(GENERAL) |
13% |
TERM LOAN(COMMERCIAL) |
15% |
TERM LOAN(INDUSTRIAL) |
15% |
TIME LOAN |
15% |
SMALL LOAN |
15% |
LOAN AGT.IMPORTED MERCHANDISH(LIM) |
15% |
EXPORT CASH CREDIT |
15% |
CAR LOAN(OTHERS) |
15% |
CREDIT CARD OUTSTANDING(LOCAL) |
15% |
CREDIT CARD OUTSTANDING(INTERNATIONAL) |
1% |
CAR LOAN(NEW) |
15% |
CAR LOAN(RECOND) |
15% |
CAR LOAN(MINIBUS,TRUCK) |
15% |
HOUSEHOLD DURABLE LOAN |
15% |
DOCTORS’ LOAN |
15% |
ADVANCE AGAINST SALARY |
15% |
ANY PURPOSE LOAN(OTHERS) |
16% |
HOSPITALIZATION LOAN |
15% |
EDUCATION LOAN |
15% |
TRAVEL LOAN |
16% |
CNG CONVERSION LOAN |
16% |
APAN NIBASH LOAN |
13%- 14.50% |
PAYMENT AGAINST DOCUMENT |
15% |
FOREIGN DOCUMENTARY BILL PURCHASED(FDBP) |
1% |
LOCAL DOCUMENTARY BILL PURCHASED(LDBP) |
15% |
INLAND BILLS PURCHASED(IBP) |
16% |
INLAND DOCUMENTARY BILL PURCHASED(IDBP) |
15% |
TRUST TARGET TK 50,000 SCHEME |
14.20% |
EXPORT CASH CREDIT |
16% |
Lending Mid Rate(s) |
|||
Agriculture / Agro-based Industry : |
|
||
Loan to primary producer |
10.50% |
||
| Loan to Agricultural Input Traders /Fertilizer Dealers / Distributors | 10.00% |
||
| Agro processing industries / firms | 10.00% |
||
Large & Medium scale industry : (Term Loan) |
13.25% |
||
Working capital : |
|||
Jute & Jute Products |
11.00% |
||
Other then Jute |
11.50% |
||
| Export Finance : | |||
| Jute & Jute products | 7.00% |
||
Other exports |
7.00% |
||
Commercial Lending : |
|
||
Loan against work order and brick manufacturing |
11.50% |
||
Commercial Loan- Garments |
11.50% |
||
Commercial Loan (Others) |
11.50% |
||
Commercial Loan for food grain items and other essentials |
11.50% |
||
Small & Medium scale enterprises |
15.00% |
||
Small & Medium scale enterprises |
13.50% |
||
| Term Loan : | |||
Small and Cottage industries |
13.75% |
||
| Urban Housing (Residential) | 14.50% |
||
| Urban Housing Commercial (Real estate) | 11.50% |
||
| Loan for repair ans reconstrustion for dwelling house (Bank's Scheme loan for low income bracket) |
11.00% |
||
| Transport loan (Commercial) | 11.50% |
||
| Consumer Durable Scheme | 16.00% | ||
| Marraige Loan Scheme for defense Officer | 12.00% | ||
| House building scheme loan for serving Army Officers | 11.00% | ||
Loan against FDR issued by TBL |
2.50% above FDR rate |
||
Loan against WEDB /FDR /Savings Certificate & other allowable |
13.00% |
||
Loan against Lien of FDR / Savings Certificates / WEDBS & |
13.50% |
||
| Retail Loan Product(s): | |||
| Any Purpose Loan | 16.00% | ||
| Travel Loan | 16.00% | ||
| Marraige Loan | 16.00% | ||
| CNG Conversion Loan | 1300%-14.50% | ||
| Other Retail Loan(s) | 15.00% | ||


